Present: Owner-appraiser, Graham
& Associates Real Estate Appraisers & Consultants, Inc., serving
Central Texas and surrounding areas.
1, 1986 to January, 1989: I was Vice President of American Realty
Analysts and manager/appraiser of American Realty Analysts, San Marcos,
1986 to November, 1986: I worked as a fee appraiser in Austin
and San Marcos with Larry Riddell Company. My work consisted primarily
of residential appraisals, with some commercial work.
1985 to July, 1986: I worked for Murray Mortgage Company as
Vice President and Austin Area Manager with offices in both Austin and
Killeen. I was responsible for originating and closing $28 million in
residential loans in 1985. I was also an FHA Direct Endorsement Underwriter.
1981 to February, 1985: I worked for Lumbermen's Investment
Corporation as Vice President and Austin Manager. I originated $36 million
in residential loans in 1984.
1976 to December, 1981: I worked for University Savings Association
as Assistant Vice President and loan officer.
Crockett High School, Austin, Texas, graduated in June of
Texas State University, San Marcos, Texas. Graduated in 1975
with a B.B.A. degree.
I have taken and completed Course 1-A, the American Institute
of Real Estate Appraisers; Appraising Real Estate, Academy of Real Estate;
Contract Review and Real Estate Finance, Real Estate Investments, and
Property Management, Baylor University; Professional Practices and Ethics,
Capitalization Seminar, Eminent Domain Seminar, Society of Real Estate
Appraisers. FNMA Seminar for residential appraising, San Antonio Mortgage
Bankers Association, and Associates Relocation Company seminar for real
estate appraisers, FHA and The appraisal Process, Valuation of detrimental
conditions, How to Appraise for FHA, Appraisal Institute Course 430
Standards of Professional Practices Part C, Business Practice &
Ethics, USPAP update 2003, Eminent Domain Seminar, Road Less Traveled-Special
Purpose Properties, Real Estate Fraud.
successfully completed the Standards of Professional Practices, Part
A, B and C given by the Appraisal Institute.
I currently hold the designations of Certified Real Estate
Appraiser, Certified Commercial Real Estate Appraiser, Senior Member
with the Association of Real Estate Appraisers, Certified Review Appraiser
and Registered Mortgage Underwriter, Senior Member with the National
Association of Review Appraisers and Mortgage Underwriters. I am currently
an Associate Member with the Appraisal Institute.
I am a
State of Texas Certified General Real Estate Appraiser, Certificate
hold a Texas Broker's License and am a member of the San Marcos Area
Board of Realtors, Austin Board of Realtors, New Braunfels/Canyon Lake
Area Board of Realtors, Seguin Board of Realtors, Texas Association
of Realtors, and National Association of Realtors. I am a former President
for the San Marcos Board of Realtors. I am also a member of the Austin
Mortgage Bankers Association.
TYPES APPRAISED/GEOGRAPHIC AREA SERVED
I have appraised all types of commercial, residential and
vacant land properties, as well as subdivisions, mixed-use developments
and eminent domain acquisitions. My work encompasses Travis and all
surrounding counties in central Texas,
including Bastrop, Bexar, Blanco, Burnet, Caldwell, Comal, Gonzales,
Hays, Lee, Williamson and Wilson.
First State Bank Central Texas
5501-A Hwy 290 West
Austin, Texas 78735
Home Mortgage Corp.
Gary Tucker, President
400 Harvey Street
San Marcos, Texas 78666
|Ozona National Bank
141 W. Hopkins Street
San Marcos, Texas 78666
P.O. Box 926
San Marcos, Texas 78667
SOURCES AND COMPUTER SOFTWARE
Data is obtained through various MLS
memberships, CAD information and conversations with buyers, sellers
and agents in the areas in which appraisal work is performed. Flood
Zone data is obtained from an extensive library of maps printed by the
Federal Emergency Management Association, and on microfiche. Our computer
capabilities include Lotus 1-2-3, Excel, Total 2000, and Microsoft Word,
which are updated as new versions become available.